Ever felt that you are committing way too much money to insurance policies? Are you aware of how much you really need and what kind of plans are really suitable for you? Are you aware that there are times whereby you might be paying for three insurance plans, but end up only being able to claim from one?
Proper financial planning seeks to find that balance between wealth and risk management. Often, given the complexity of the product, consumers may end up buying into plans that they do not understand, or are unsuitable for them.
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